Professional Experience:

Broker/Owner - Schuss Mt. Properties -1982 to 1992. Owner operator. Managed the sale of resort properties and condominiums. Assisted in the development of projects and subdivisions.

Broker/Owner - Regency Real Estate - 1987 to 1993. Owner operator. Managed sales of residential and commercial properties.

Owner - B. Zucco & Associates/Appraisal North, Real Estate Services - 1993 to present. Appraisal of Commercial, Residential, Small Income, Vacant, and Condominium properties in Grand Traverse, Antrim, Kalkaska, Charlevoix, Benzie, Wexford, and Leelanau Counties.

Partial Education List:

       •  B.S. in Business Administration, Central Michigan University, 1981,
          Emphasis in Real Estate and Finance.
       •  Real Estate Appraisal 1, Lansing, MI - 1993
       •  Standards of Professional Practice, Lansing, MI - 1993
       •  Appraisal Principles, Challenge Exam, Troy, MI - 1993
       •  Appraisal Procedures, Okemos, MI - 1993
       •  Uniform Residential Appraisal Report, Gaylord, MI - 1993
       •  Standards of Professional Practice, Part A, Novi, MI - 1994
       •  Standards of Professional Practice, Part B, Novi, MI - 1994
       •  Residential Case Study, Pittsburgh, PA - 1994
       •  HUD/FHA Procedures Seminar, Grand Rapids, MI - 1995
       •  Narrative Style Report Seminar, Grand Rapids, MI - 1995
       •  Appraising 1-4 Family Income Properties, Troy, MI - 1996
       •  Alternative Residential Reporting Forms, Frankenmuth, MI - 1996
       •  Income Capitalization, Boulder, Colorado - 1997
       •  Appraising High-Value & Historic Homes, Grand Rapids, MI - 1997
       •  General Applications, University of San Diego, California - 1997
       •  Advanced Income Capitalization, Chicago, IL - 1997
       •  Argus Financial Software Seminar, Chicago, IL - 1997
       •  Small Hotel/Motel Valuation Seminar, Ypsilanti, MI - 1997
       •  Appraising from Blueprints and Specifications, Traverse City, MI 1998
       •  Subdivision Analysis/Development, Traverse City, MI 1999
       •  Standards of Practice, Part C, Troy, MI 1999
       •  Attacking & Defending an Appraisal in Litigation, Grand Rapids, MI 1999
       •  Advanced Income Capitalization, Livonia, MI - 2000
       •  Standards of Practice, Part A, Troy, MI 2000
       •  Standards of Practice, Part C, Flint, MI 2000
       •  Advanced Sales Comparison & Cost Approach, Huston, TX 2001
       •  USPAP Update - Standards and Ethics for Professionals, Traverse City, MI 2003
       •  Secondary Market Requirements for Manufactured Housing, Traverse City, MI 2003
       •  Land Valuation Adjustment Procedures, Grand Rapids, MI 2004
       •  Land Valuation Assignments, Grand Rapids, MI 2004
       •  Residential Construction, Traverse City, MI 2004
       •  Real Estate Finance, Value, and Investment Performance, Flint, MI 2005
       •  Analyzing Distressed Real Estate, Flint, MI 2005
       •  Appraising the Tough Ones, Gaylord, MI 2005
       •  Subdivision Valuation, Livonia, MI 2005
       •  Business Practice and Ethics, Grand Rapids, MI 2006
       •  USPAP National Update, Grand Rapids, MI 2006
       •  Office Building Valuation, Flint, MI 2008
       •  Reviewing Residential Appraisal Reports, Flint, MI 2008
       •  Michigan Laws and Rules, Traverse City, MI 2008
       •  National USPAP Update, Traverse City, MI 2008
       •  Declining Markets and Sales Concessions, Troy, MI 2008
       •  FHA Seminar, Lansing, MI 2008
       •  USPAP 2010-2011 & Michigan Appraisal License Law, Traverse City, 2010
       •  Land Conservation Marketplace, Traverse City, MI 2010
       •  Residential Design, Mod. 2 & 3, Webinar, 2010
       •  USPAP Update - Flint, MI 2012
       •  Michigan Law - Flint, MI 2012
       •  Residential Review - Traverse City, MI 2012
       •  Deriving and Supporting Adjustments - Traverse City, MI 2012

Licenses & Memberships:

       •  Licensed State of Michigan Real Estate Salesperson - 1981
       •  Licensed State of Michigan Real Estate Broker - 1983
       •  Licensed State of Michigan Property Valuation Specialist - 1993
       •  Licensed State of Michigan Real Estate Appraiser - 1994
       •  Certified General State of Michigan Real Estate Appraiser - 1997
       •  Associate Member of the Appraisal Institute, MAI Candidate
       •  Member of Traverse City Chamber of Commerce
       •  Member of National Association of Realtors
       •  Member of Michigan Association of Realtors
       •  Member of Traverse City Area Association of Realtors
       •  General Accredited Appraiser, GAA designation, National Association of Realtor

Partial Client List:

       •  5th/3rd Bank
       •  Alden St. Bank
       •  Northwestern Mortgage
       •  Members Credit Union
       •  Merrill Lynch
       •  Huntington Bank

Additional information on major appraisal assignments is available upon request.